The application of risk and capital matching principles enables HorizonRe to create a flexible financial underwriting structure. The on - balance sheet recorded SFIG concept adds interim value when securing present and future liabilities of a company.

HorizonRe adheres to three core principles:

• Understanding a client’s corporate philosophy in risk taking and funding concepts;
• Increasing clients’ Balance Sheet strength using the SFIG strategy;
• Addressing a client’s Risk Management, Captive Insurance Management concept.

In addition to providing Risk Management consulting services and Sinking Fund Insurance Guarantee (“SFIG”) assessments, rendered on a fee for services basis, HorizonRe also seeks investments in companies which develop and produce innovations and products which are of benefit to the insurance industry, minimising in general underwriting risk potential.

The effective use of its balanced strategic approach and Sinking Fund methodology enables HorizonRe to assist clients and to take advantage for its own purposes of investment opportunities arising within this specialised market segment.

For this reason HorizonRe focuses on building assets and on developing a company which can be attractive to the capital market and investors in general.